What to Know Before Taking Out a Loan

Unfortunately, debt has become far too common for many people. A recent analysis of the latest Federal Reserve data showed that total U.S. consumer debt is on its way to exceeding $4 trillion this year. It showed that Americans collectively owe more than 26 percent of their monthly income on consumer debt. This can include […]

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New Anti-Wage Theft Legislation Has Major Impact on Misclassified Independent Contractor Relationships

New Jersey has enacted a new statute which greatly increases the employer’s risk for misclassification, as well as other violations of New Jersey’s Wage Hour laws. On August 6, 2019, acting Governor Sheila Oliver signed sweeping legislation drastically increasing the penalties for employers who fail to pay wages due under New Jersey law. This Act, […]

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Tips to Start Saving Money

It is important for people to save money regularly, beginning as soon as possible. Doing so can develop a healthy habit that assists you in the future. No one can predict the future. Saving money can help to make sure you are financially secure and have a safety net in the event that you meet […]

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Minimizing Net Investment Income Tax

In 2017, a new tax legislation was enacted. This rewrites many sections of the tax code. However, the one part that remained the same is the tax on net investment income. However, there are different ways you can minimize the impact by taking timely action. Net Investment Income Usually, the net investment income tax is […]

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Creating Financial Goals as a Couple

When a couple becomes serious or gets married, they often join their finances. If this decision is made, it is important for them to keep good financial standing together and not hinder one another. In order to do so, it is important for a couple to make financial goals together. These goals can make it […]

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